1. Copyrights

All content and functionality on the Site, including text, graphics, logos, icons, images and the selection and arrangement thereof, is the exclusive property of the Company and is protected by United States and international copyright laws.

2. Trademarks

The trademarks, service marks, designs, and logos (collectively, the "Trademarks") displayed on the Site are the registered and unregistered Trademarks of the Company and its licensors. You agree that you will not refer to or attribute any information to the Company in any public medium (e.g., press release, Web sites) for advertising or promotion purposes, or for the purpose of informing or influencing any third party and that you will not use or reproduce any Trademark of, or imply any endorsement by or relationship with the Company.

3. Use of site content

The Company hereby grants you a non-exclusive, non-transferable license for the term hereof to access and download, display, and print copies of the content and functionality displayed on the Site (the "Site Content") on any single computer solely for your internal, business use, provided that you do not modify the Site Content in any way and that you retain all copyright and other proprietary notices displayed on the Site Content. You may not otherwise reproduce, modify, distribute, transmit, post, or disclose the Site Content without our prior written consent.

4. User postings

You acknowledge and agree that The Company shall own and have the unrestricted right to use, publish, and otherwise exploit any and all information that you post or otherwise publish on the Site in postings, survey responses, and otherwise, and you hereby waive any claims against The Company for any alleged or actual infringements of any rights of privacy or publicity, moral rights, or rights of attribution in connection with The Company's use and publication of such submissions. You covenant that you shall not post or otherwise publish on the Site any materials that (a) are threatening, libelous, defamatory, or obscene; (b) would constitute, or that encourage conduct that would constitute, a criminal offense, give rise to civil liability, or otherwise violate law; (c) infringe the intellectual property, privacy, or other rights of any third parties; (d) contain a computer virus or other destructive element; (e) contain advertising; or (f) constitute or contain false or misleading statements. The Company does not and cannot review all information posted to the Site by users and is not responsible for such information. However, the Company reserves the right to refuse to post and the right to remove any information, in whole or in part, for any reason or for no reason.

5. Disclaimers

The information contained in this site is for general guidance on matters of interest only. The application and impact of laws can vary widely based on the specific facts involved. Given the changing nature of laws, rules and regulations, and the inherent hazards of electronic communication, there may be delays, omissions or inaccuracies in information contained in this site. Accordingly, the information on this site is provided with the understanding that the authors and publishers are not herein engaged in rendering professional advice and services. As such, it should not be used as a substitute for consultation with professional or other competent advisers. While we have made every attempt to ensure that the information contained in this site has been obtained from reliable sources, the Company is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in this site is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose. In no event will The Company, its related partnerships or corporations, or the partners, agents or employees thereof be liable to you or anyone else for any decision made or action taken in reliance on the information in this Site or for any consequential, special or similar damages, even if advised of the possibility of such damages

6. Your Consent

By using our Sites, you consent to the collection and use of information by The Company as outlined in this Privacy Policy. If we decide to change our privacy policies and procedures, we will post those changes on this page so that you always have the opportunity to be aware of what information we collect, how we use it, and under what circumstances we may disclose it.

7. Arbitration

Any claim or controversy arising among or between the parties hereto pertaining to the Service, or any claim or controversy arising out of or with respect to any matter contained in this Agreement, or any differences as to the interpretation or performance of any of the provisions of this Agreement, other than those wherein either party has infringed or threatened to infringe the other party's intellectual property rights, or wherein you have violated thesoutherninstitute User Conduct Restrictions, shall be settled by arbitration in the State of Florida, and such arbitration shall be before three arbitrators of the American Arbitration Association (the "AAA") under its then prevailing rules. Intellectual property rights, as defined herein, include patent, copyright, trademark or trade secrets. You and thesoutherninstitute jointly acknowledge that arbitration is not an adequate remedy at law for actual or threatened infringement of either party's intellectual property rights or wherein the claim or controversy arises out of your violation of thesoutherninstitute User Conduct Restrictions. If either of the aforementioned potentialities occurs then it is agreed that injunctive relief or other appropriate relief may be sought. In any arbitration involving this Agreement, the arbitrators shall not make any award, which will alter, change, cancel or rescind any provision of this Agreement, and their award shall be consistent with the provisions of this Agreement. Any such arbitration must be commenced no later than one (1) year from the date such claim or controversy arose, or such claim shall be deemed to have been waived. The award of the arbitrators shall be final and binding and judgment may be entered thereon in any court of competent jurisdiction.

8. Limitations of Liability

In no event shall thesoutherninstitute or it's partners be liable for any direct, indirect, incidental, special or consequential damages resulting from your use or inability to use the service; or for the loss of profits or damages that may result from theft, delays, omissions, interruptions, deletion of files, errors, defects, viruses, failure of performance, destruction or unauthorized access to or alteration of your transmissions, including, but not limited to, damages for loss of use, profits, data or other intangibles whether in an action in contract, tort (including but not limited to negligence); or otherwise, even if thesoutherninstitute has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of implied warranties or exclusion or limitation of liability for consequential or incidental damages. In such cases, the above limitation of liability may not apply to you. To that extent, thesoutherninstitute or its partners have no liability to you for all losses, damages, and causes of action.

10. Sever-ability

If any portion of this Agreement and of thesoutherninstitute Privacy Policy is determined by a court of competent jurisdiction to be unlawful, void, or unenforceable, that portion will be deemed severable and will not affect the validity and enforceability of any remaining provisions hereof.

11. Entire Agreement

This Agreement contains all of the terms and condition agreed to by you and thesoutherninstitute with respect your use of the Service. It supersedes all prior agreements, arrangements and communications between the parties dealing with same, whether oral or written.